I hope you read Part One in the May issue of Oyster Pointer. In this, the second of two columns, you can build on the lessons we covered in Part One to now take actionable steps [Read More…]
Monitoring financial well-being, or the progress you are making toward financial health, is essential for both personal and business finance. Taking control of your financial future is a process. As with any process, it is [Read More…]
When it comes to building wealth, investing is one of the most effective tools available. Yet many people hesitate, thinking it’s only for the wealthy or for financial experts. The truth? Anyone can start investing, [Read More…]
As forces for good in the community, nonprofit organizations have plenty to juggle in their daily operations. Having a financial partner who provides guidance and strategic solutions to streamline and support processes can make all [Read More…]
Today’s consumers are less likely to use physical cash to pay for their purchases and bills than with debit cards, credit cards and electronic transfers. However, a report from the Federal Reserve Bank of San [Read More…]
Buying a home is an exciting milestone, but let’s be honest, it’s also one of the most nerve-wracking decisions you’ll ever make. Whether you’re a first-time buyer fresh out of renting or a seasoned homeowner [Read More…]
In our increasingly digital world, securing your financial transactions — including the rising threat of fraudulent ACH transactions — is critical. ACH fraud control and the proactive management of your transactions are essential to protecting your assets from unauthorized [Read More…]
When to begin collecting Social Security is one of the more complicated questions people face as they near retirement. Full retirement age (FRA) for Social Security benefits is currently between 66 and 67, depending on [Read More…]
It’s not true that the “house” always wins — but it’s close. Various estimates put casino “winners” — gamblers who walk away from a casino with more money than when they entered — at somewhere between 10 and 15 percent. According [Read More…]
What is Merchant Services? Merchant Services is the means by which a business accepts electronic payment transactions (i.e. debit cards, credit cards, and eChecks) from its customers. It is imperative for successful businesses today to [Read More…]
By Alexis Swann, TowneBank I partner with many small businesses on their journeys from getting started to building an empire. Throughout my career, I’ve learned that being a small business owner is not just about [Read More…]
As the holiday season approaches, most people focus on celebrations, not significant life decisions such as buying a home. However, purchasing a home during this time of year offers advantages you should not overlook. Prepare [Read More…]
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