In Hampton Roads hurricane season isn’t a question of IF, it’s WHEN. Each year, homeowners assume their insurance will cover storm damage, only to find out too late that key protections were missing or misunderstood. [Read More…]
Life insurance is often viewed as a complex financial product people avoid, but its importance can’t be overstated. Whether you’re a young professional just starting, a parent planning for your children’s future or a retiree [Read More…]
Last time we talked about the top five insurance products to review in 2025. If you missed it, check February’s issue. In summary, insurance is designed to transfer risk from you to the insurance company [Read More…]
Let’s help you understand your insurance policies this year! Each policy is a contract between yourself and the insurance company to transfer cost from you to the company if a loss happens. Each policy will [Read More…]
When insurance is mentioned, the typical thought is usually home and auto insurance, but actually life and health insurance helps families the most. Insurance in the most basic form is a tool used to transfer [Read More…]
If you are like most people, rising prices have made a big impact on your life and your decisions. If you haven’t experienced this yet from insurance, keep an eye out for your renewal notice, [Read More…]
When your home is flooded, it can lead to financial ruin if you don’t have the proper insurance. And note this: A basic homeowners policy won’t cover your flood damage! You need flood insurance — a special [Read More…]
A SPIA is a single premium indexed annuity. With more than 10,000 seniors retiring everyday, many wonder what to do with their 401K or 403B accounts. It is no wonder if you are confused. With [Read More…]
If you are like most, the time you have looked forward to all of your working life can become the most stressful. If you have asked yourself the following questions, you are not alone: When [Read More…]
Which life insurance is best for you? Term insurance is for a specific period of time (10, 20, 30 years) and usually for a specific need. When the term expires, your costs will go up [Read More…]
The Annual Election Period known as AEP for Medicare begins on October 15 and runs until December 7 every year. This is the time enrollees (beneficiaries) can make changes and enroll in prescription drug plans [Read More…]
You absolutely have insurance issues to consider when renting out your home. As you might have guessed, rental property owners have unique insurance needs. A standard homeowner’s policy isn’t appropriate for rental property, because: You [Read More…]
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