A SPIA is a single premium indexed annuity. With more than 10,000 seniors retiring everyday, many wonder what to do with their 401K or 403B accounts. It is no wonder if you are confused. With [Read More…]
If you are like most, the time you have looked forward to all of your working life can become the most stressful. If you have asked yourself the following questions, you are not alone: When [Read More…]
Which life insurance is best for you? Term insurance is for a specific period of time (10, 20, 30 years) and usually for a specific need. When the term expires, your costs will go up [Read More…]
The Annual Election Period known as AEP for Medicare begins on October 15 and runs until December 7 every year. This is the time enrollees (beneficiaries) can make changes and enroll in prescription drug plans [Read More…]
If you are a baby boomer and confused about Medicare, you are not alone. The U.S. Census Bureau estimates that on average 10,000 boomers are turning 65 every day, and we have a lot in [Read More…]
No, it is not hunting season, but if you are a federal employee, it is time to make changes in your health insurance and benefits. The dates for your season are November 14 to December [Read More…]
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