Articles by Deborah Wells

Which life insurance is best for you?  Term insurance is for a specific period of time (10, 20, 30 years) and usually for a specific need. When the term expires, your costs will go up [Read More…]

The Annual Election Period known as AEP for Medicare begins on October 15 and runs until December 7 every year. This is the time enrollees (beneficiaries) can make changes and enroll in prescription drug plans [Read More…]

If you are a baby boomer and confused about Medicare, you are not alone. The U.S. Census Bureau estimates that on average 10,000 boomers are turning 65 every day, and we have a lot in [Read More…]

No, it is not hunting season, but if you are a federal employee, it is time to make changes in your health insurance and benefits. The dates for your season are November 14 to December [Read More…]